Owning a business has many advantages, but finding the right loan can be difficult. Some challenges include incomplete financials, new tax entities and the distribution of funds.
At FINANCIA we understand self-employment, being there ourselves. Which is why we place a large focus on explaining and determining the various accounting structures, to assist in presenting the loan to the chosen bank.
We have the experience and the industry connections to position the finance application with the best chance of approval. We are able to liaise with your accountant where required to collectively achieve the best result.
In some cases, self-employed clients require a ‘Lo Doc’ Loan. Generally this product is used where the self-employed client is unable to provide full financials to verify their current income. Typically – where ample equity or deposit is evident – the guidelines for this type of facility are more lenient.
The different types of loans available vary greatly between lenders, which is why it’s important for us to understand your circumstances to provide the right advice.
Angelo is seen as a subject matter expert in both residential and commercial lending and is well known within the industry as a very reliable and successful broker and this can be demonstrated through the multiple awards that Angelo and his team have won both at aggregator and state level, as well as on a national scale.
Development Manager, Westpac